Why Integrate FedNow® & RTP® Real-Time Payments in QuickBooks® QBO?

Instant Settlements Lower Fees & No Chargebacks

Today Payments is an Authorized Developer of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.

Invoicing in QuickBooks® QBO – Accept FedNow® & RTP® Real-Time Payments for Any Industry

The Next Evolution in Business Invoicing & Payments

Businesses today need faster, more secure, and cost-effective payment solutions that eliminate the delays of ACH, wire transfers, and credit card transactions. QuickBooks® QBO is a leading invoicing and accounting platform, but traditional payment methods can slow cash flow and increase transaction costs—especially for high-risk merchants.

With FedNow® and RTP® (Real-Time Payments), businesses can now accept and process real-time transactions through all banks and credit unions. This means instant settlements, reduced processing fees, and enhanced security for B2B, C2B, and high-risk industries.

Through TodayPayments, a premier FedNow® & RTP® processor, businesses can enable Request for Payments (RfP) via mobile, text, and email with .html linking, allowing both payees and payers to process transactions seamlessly. Additionally, FedNow® Bill Pay supports efficient supplier and vendor payments in real-time.


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QuickBooks® ACH, Cards, FedNow and Real-Time Payments

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QuickBooks Online Software QuickBooks Accounting Software Image
  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

ISO 20022 Messaging – Secure, Automated, & Standardized Transactions

Traditional invoicing in QuickBooks® relies on ACH, credit card payments, or bank transfers, which take days to process, incur high fees, and are vulnerable to chargebacks.

Key Benefits of FedNow® & RTP® Payments in QuickBooks®

✅ Instant Payments – No waiting for ACH settlements or bank processing
✅ Lower Transaction Fees – Reduce costs compared to credit card payments and wire transfers
✅ Available for All Industries – Including high-risk merchants
✅ No Chargebacks or Disputes – Payments are final and irreversible
✅ 24/7/365 Transactions – No delays due to bank hours or weekends

Request for Payments (RfP) – Mobile, Text & Email Invoicing

How TodayPayments Enhances QuickBooks® Invoicing with RfP

With FedNow® & RTP® Request for Payments (RfP), businesses can send real-time payment requests via mobile, text, and email with a secure .html link.

How It Works:
✔ Step 1 – Generate an invoice in QuickBooks® QBO
✔ Step 2 – Send an RfP via mobile, text, or email with a .html payment link
✔ Step 3 – The customer clicks the link and authorizes the payment instantly
✔ Step 4 – Funds settle in real time via FedNow® or RTP®

Top Benefits of RfP for QuickBooks® Users

✔ Faster Payments – Reduce unpaid invoices & speed up cash flow
✔ Improved Customer Experience – Easy payment via mobile, text, or email
✔ Secure Transactions – Encrypted, real-time transfers with no fraud risk
✔ Automatic Reconciliation – Payments sync instantly with QuickBooks®

FedNow® Bill Pay – Real-Time B2B & C2B Transactions

Streamline Business Payments & Supplier Transactions

With FedNow® Bill Pay, businesses using QuickBooks® QBO can pay vendors, suppliers, and service providers instantly—eliminating the need for slow ACH or expensive wire transfers.

How FedNow® Bill Pay Works in QuickBooks®:
✔ Step 1 – Business creates an invoice or payment request
✔ Step 2 – Vendor receives a real-time payment notification
✔ Step 3 – Payment is processed instantly via FedNow®
✔ Step 4 – Transaction is automatically recorded in QuickBooks®

Key Benefits of FedNow® Bill Pay for QuickBooks® Users

✔ 24/7/365 Payment Processing – No delays, even on weekends
✔ No Credit Card Fees – Direct bank-to-bank payments
✔ Seamless Vendor & Supplier Payments – Ideal for B2B and C2B transactions
✔ ISO 20022 Compliance – Secure, structured payment messaging for accurate tracking

ISO 20022 Messaging – Secure, Automated, & Standardized Transactions

Why ISO 20022 Matters for QuickBooks® Users

All FedNow® and RTP® transactions follow ISO 20022 messaging, ensuring structured, secure, and automated financial data tracking.

✔ Automatic Payment Reconciliation – Reduces errors & improves cash flow management
✔ Fraud Prevention & Data Security – Protects businesses from unauthorized transactions
✔ Global Standard for Compliance – Works across multiple banks & financial institutions

By integrating ISO 20022 messaging, QuickBooks® users can streamline their financial operations and improve transaction accuracy.

Ask us how:

"How to accept FedNow® & RTP® real-time payments in QuickBooks® QBO"
"Integrate FedNow® with all banks & credit unions for instant business payments"
"Request for Payments (RfP) via mobile, text, and email with .html linking in QuickBooks®"
"FedNow® Bill Pay for B2B & C2B real-time transactions in QuickBooks®"
"ISO 20022 messaging for secure and automated real-time payments in QuickBooks®"

Upgrade Your QuickBooks® Payments with TodayPayments

Your business deserves faster, lower-cost, and more secure payments. TodayPayments makes it easy to integrate FedNow® & RTP® real-time transactions into QuickBooks® QBO, allowing you to:

✔ Process instant payments with all banks & credit unions
✔ Enable RfP via mobile, text, and email with .html linking
✔ Streamline vendor, supplier & customer transactions with FedNow® Bill Pay
✔ Lower transaction fees & eliminate chargebacks
✔ Ensure ISO 20022-compliant transactions for automation & security

🚀 Get ahead of the competition – upgrade to real-time payments today! 🚀

🔗 Start Accepting FedNow® & RTP® Payments with TodayPayments

Request for Payment

Creation Request for Payment Bank File

Enhance Your FedNow Companies using QuickBooks QBO, Payment Requests with FedNow’s ISO 20022 Messaging

Streamline Payments with Advanced Request for Payment Options:

Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.

Flexible Invoice Details with ISO 20022 Messaging:

Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.

Customizable Merchant Pages for Enhanced Customer Experience:

Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

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